Three products. One platform.
$179,000 a year.

A roofing receivable is not a normal receivable. On a single insurance claim you wait on four parties: the ACV check, the mortgage company endorsement, the supplement carrier review, and the depreciation release at completion. A $24K claim can run 90 to 180 days end to end. Retainage on commercial reroofs is held money, not delinquent money. Generic AR tools cannot tell the difference. They send a firm reminder to your best GC and burn a relationship that feeds you half your work.

Ledger reads your QuickBooks aging report every night, tags each invoice as insurance, retainage, or direct-pay, and ages each on its own clock. It sends branded follow-ups that shift in tone as invoices age, with vocabulary that understands "waiting on the supplement" is a status update, not a dispute. Customer tone overrides protect your referral sources and GCs from anything firm. Reply detection routes anything that needs you into your inbox.

Your office manager stops chasing what the system can chase itself. Your customers never see a third party. Your data stays inside QuickBooks.

Anyone can chase an invoice. Almost nobody can tell you the live profit on an active roof. By the time month-end closes and your bookkeeper reconciles QuickBooks, the job is done, the crew has moved on, and the margin slip is permanent. You find out in the rear-view mirror. Insight catches it while the job is still in motion.

The moment costs hit QuickBooks, labor, materials, dump fees, overhead, Insight compares them against the estimate on that specific job. Variance flags when actuals start drifting. Two-track mode auto-detects whether you are tagging AP costs to jobs: if you are, you get full margin view; if you are not, you get revenue tracking and a clear path to enable Mode B.

Industry standard estimate-to-actual margin variance for roofing sits at 6 percent. On a $3M operation that is $180,000 a year quietly bleeding off your bottom line. Insight cannot save all of it. It catches roughly 35 percent of it in time to do something about it: change order conversations, supplement filings, vendor renegotiations, scope corrections before the next phase.

Most roofers run cash on bank balance gut-checks. You look at the account on Thursday, decide whether you can buy the material order on Friday, and pray Saturday's deposit hits before Monday's payroll. That works until a supplement gets delayed by two weeks and three jobs deliver materials in the same week. Now you are wiring money from personal accounts or scrambling for an emergency line at predatory rates.

Forecast combines real AR probabilities from Ledger with supplement timing, material vendor cycles, AP, and payroll to project your cash position six weeks ahead. Crunches surface as alerts before they happen. Two-track mode picks up AP automatically when costs are tagged in QBO, giving you a full cash picture instead of just collections-side.

The savings come in two streams: avoiding crunch costs (rush-shipping fees, expedited material premiums, missed early-pay discounts, factoring fees) and capturing opportunities (vendor early-pay discounts, better material pricing on planned-out orders).